Carpentry, General, and Home Improvement Contractors

Henry O. Baker provides insurance for carpenters and home improvement contractors. We write bonds and policies for carpenters, handymen, general contractors, and home improvement contractors in New Jersey including package, general liability, commercial auto, workers' compensation, tool floater, and more.

Our programs are tailored for small- to medium-sized contractors who do not subcontract more than 50% of their work, who do not flip houses, and who are hands-on contractors. We represent several insurance companies so we can fit your needs. Call today to learn more about all the insurance coverage we offer.

Give us a call today to insure your Carpentry, General Contracting, or Home Improvement business in New Jersey.

General liability limits are available in the amount of $500,000 or $1,000,000. One million coverage is almost always chosen because the difference in premium is very little. General liability protects your business from unintentional property damage or injury of persons that may occur from your operations. Premises & operations cover your business while you are working on a job. Completed operations cover damage or injury that results after the job is completed.

Here are two typical general liability packages for a one-person operation. If you are interested, please call or complete the survey below so that we can provide a detailed quote that reflects your operations.