Excavation Contractors

We specialize in insurance for all contractors, including excavation contractors in New Jersey and Pennsylvania. We write insurance for excavation contractors in New Jersey.  Excavation includes digging with machines or by hand for foundations, roads, land grading, sidewalks, curbing, bulldozing, land clearing, etc. Our general liability coverage also includes underground digging.

Coverage can be included for owned or leased equipment, machines, trailers, bulldozer, excavators, backhoes, front-end loaders, trenchers, ditch witches, vibratory plows, dump trucks, etc. 

We write small- to medium-sized contractors who do most of the work themselves with not more than 35% of the work subcontracted to other contractors. No “paper” contractors who sub out most of the work.

General liability limits are available in the amounts of $500,000 or $1,000,000. One million coverage is almost always chosen because the premium difference is very little.

Below find an example general liability package for an owner-operated, one-person operation. Please complete the survey form or call us today. A detailed written quote will be supplied for your review.